Robert Fowler

Robert Fowler

Assumable homes for sale in Surprise, AZ

32 homesVA & FHA loansrates from 2.25% vs 7.40% today

Surprise assumption guide
10708 CAMELOT Circle, Sun City, AZ, 85351 — assumable VA mortgage at 2.84%
VA
Active
35
$330,000$72,520 equity gap
Rate
2.84%
7.40%today
Payment
$1,197/mo
$2,007today
  • 2beds
  • 2baths
  • 1,656sqft

10708 CAMELOT Circle, Sun City

11129 JACARANDA Drive, Sun City, AZ, 85373 — assumable VA mortgage at 3.11%
VA
Active
57
$269,900$67,698 equity gap
Rate
3.11%
7.40%today
Payment
$958/mo
$1,551today
  • 2beds
  • 2baths
  • 1,466sqft

11129 JACARANDA Drive, Sun City

14804 EL FRIO Street, El Mirage, AZ, 85335 — assumable FHA mortgage at 2.93%
FHA
Active
34
$365,900$117,281 equity gap
Rate
2.93%
7.40%today
Payment
$1,170/mo
$1,939today
  • 4beds
  • 2baths
  • 1,642sqft

14804 EL FRIO Street, El Mirage

18414 104TH Avenue, Sun City, AZ, 85373 — assumable VA mortgage at 4.16%
VA
Active
46
$385,000$77,027 equity gap
Rate
4.16%
7.40%today
Payment
$1,629/mo
$2,317today
  • 2beds
  • 2baths
  • 1,577sqft

18414 104TH Avenue, Sun City

10611 SARATOGA Circle, Sun City, AZ, 85351 — assumable VA mortgage at 2.25%
VA
Active
42
$273,500$138,497 equity gap
Rate
2.25%
7.40%today
Payment
$598/mo
$1,083today
  • 2beds
  • 2baths
  • 1,683sqft

10611 SARATOGA Circle, Sun City

10826 MEADE Drive, Sun City, AZ, 85351 — assumable FHA mortgage at 2.65%
FHA
Active
61
$340,000$327,291 equity gap
Rate
2.65%
7.40%today
Payment
$201/mo
$346today
  • 2beds
  • 2baths
  • 1,636sqft

10826 MEADE Drive, Sun City

10906 ROUNDELAY Circle, Sun City, AZ, 85351 — assumable VA mortgage at 2.77%
VA
Active
40
$325,000$212,056 equity gap
Rate
2.77%
7.40%today
Payment
$531/mo
$898today
  • 3beds
  • 2baths
  • 1,699sqft

10906 ROUNDELAY Circle, Sun City

20000 108TH Lane, Peoria, AZ, 85373 — assumable VA mortgage at 2.87%
VA
Active
40
$325,000$179,495 equity gap
Rate
2.87%
7.40%today
Payment
$693/mo
$1,157today
  • 2beds
  • 2baths
  • 1,120sqft

20000 108TH Lane, Peoria

10344 HUTTON Drive, Sun City, AZ, 85351 — assumable FHA mortgage at 2.90%
FHA
Active
30
$270,000$138,083 equity gap
Rate
2.90%
7.40%today
Payment
$616/mo
$1,025today
  • 2beds
  • 2baths
  • 1,694sqft

10344 HUTTON Drive, Sun City

10343 PRAIRIE HILLS Circle, Sun City, AZ, 85351 — assumable VA mortgage at 2.90%
VA
Active
39
$208,000$170,567 equity gap
Rate
2.90%
7.40%today
Payment
$373/mo
$501today
  • 2beds
  • 2baths
  • 1,285sqft

10343 PRAIRIE HILLS Circle, Sun City

12315 GINGER Drive, Sun City West, AZ, 85375 — assumable VA mortgage at 3.08%
VA
Active
46
$325,000$198,460 equity gap
Rate
3.08%
7.40%today
Payment
$609/mo
$991today
  • 2beds
  • 2baths
  • 1,327sqft

12315 GINGER Drive, Sun City West

9902 SIGNAL BUTTE Circle, Sun City, AZ, 85373 — assumable VA mortgage at 3.68%
VA
Active
21
$320,000$120,738 equity gap
Rate
3.68%
7.40%today
Payment
$1,059/mo
$1,597today
  • 2beds
  • 2baths
  • 1,980sqft

9902 SIGNAL BUTTE Circle, Sun City

10908 MARCO POLO Road, Sun City, AZ, 85373 — assumable FHA mortgage at 3.60%
FHA
Active
52
$460,000$236,679 equity gap
Rate
3.60%
7.40%today
Payment
$1,841/mo
$2,804today
  • 2beds
  • 2baths
  • 1,787sqft

10908 MARCO POLO Road, Sun City

11744 MAUI Lane, El Mirage, AZ, 85335 — assumable FHA mortgage at 3.67%
FHA
Active
57
$412,000$262,178 equity gap
Rate
3.67%
7.40%today
Payment
$928/mo
$1,401today
  • 5beds
  • 3baths
  • 2,556sqft

11744 MAUI Lane, El Mirage

16825 107TH Drive, Sun City, AZ, 85351 — assumable VA mortgage at 3.84%
VA
Active
28
$299,000$204,942 equity gap
Rate
3.84%
7.40%today
Payment
$585/mo
$865today
  • 3beds
  • 2baths
  • 1,465sqft

16825 107TH Drive, Sun City

10005 HUTTON Drive, Sun City, AZ, 85351 — assumable VA mortgage at 3.99%
VA
Active
44
$206,000$102,419 equity gap
Rate
3.99%
7.40%today
Payment
$599/mo
$869today
  • 2beds
  • 2baths
  • 1,210sqft

10005 HUTTON Drive, Sun City

10509 OAK RIDGE Drive, Sun City, AZ, 85351 — assumable VA mortgage at 6.76%
VA
Active
12
$291,100$12,160 equity gap
Rate
6.76%
7.40%today
Payment
$1,837/mo
$1,959today
  • 2beds
  • 2baths
  • 1,158sqft

10509 OAK RIDGE Drive, Sun City

12536 SAINT MORITZ Lane, El Mirage, AZ, 85335 — assumable FHA mortgage at 6.81%
FHA
Active
24
$310,000Potential short sale
Rate
6.81%
7.40%today
Payment
$2,224/mo
$2,360today
  • 3beds
  • 2baths
  • 1,308sqft

12536 SAINT MORITZ Lane, El Mirage

11348 PINEHOLLOW Drive, Surprise, AZ, 85378 — assumable VA mortgage at 4.46%
VA
Active
15
$332,000$143,980 equity gap
Rate
4.46%
7.40%today
Payment
$1,104/mo
$1,516today
  • 4beds
  • 2baths
  • 1,571sqft

11348 PINEHOLLOW Drive, Surprise

12519 Skyview Drive, Sun City West, AZ, 85375 — assumable FHA mortgage at 6.95%
FHA
Active
32
$375,000$28,821 equity gap
Rate
6.95%
7.40%today
Payment
$2,341/mo
$2,449today
  • 2beds
  • 2baths
  • 2,057sqft

12519 Skyview Drive, Sun City West

11340 MADISEN ELLISE Drive, Surprise, AZ, 85378 — assumable FHA mortgage at 5.81%
FHA
Active
35
$325,000$42,574 equity gap
Rate
5.81%
7.40%today
Payment
$1,759/mo
$2,074today
  • 3beds
  • 2baths
  • 1,060sqft

11340 MADISEN ELLISE Drive, Surprise

18031 BUNTLINE Drive, Sun City West, AZ, 85375 — assumable FHA mortgage at 4.98%
FHA
Active
46
$585,000$191,122 equity gap
Rate
4.98%
7.40%today
Payment
$2,264/mo
$2,927today
  • 3beds
  • 2baths
  • 2,247sqft

18031 BUNTLINE Drive, Sun City West

10243 BURNS Drive, Sun City, AZ, 85351 — assumable FHA mortgage at 6.08%
FHA
Active
23
$309,900$55,063 equity gap
Rate
6.08%
7.40%today
Payment
$1,575/mo
$1,804today
  • 3beds
  • 2baths
  • 1,465sqft

10243 BURNS Drive, Sun City

20418 SKYLARK Drive, Sun City West, AZ, 85375 — assumable VA mortgage at 6.39%
VA
Active
33
$429,900$79,468 equity gap
Rate
6.39%
7.40%today
Payment
$2,281/mo
$2,527today
  • 2beds
  • 2baths
  • 1,960sqft

20418 SKYLARK Drive, Sun City West

10702 WILLOWBROOK Drive, Sun City, AZ, 85373 — assumable VA mortgage at 6.54%
VA
Active
47
$349,900$61,891 equity gap
Rate
6.54%
7.40%today
Payment
$1,904/mo
$2,077today
  • 2beds
  • 2baths
  • 1,385sqft

10702 WILLOWBROOK Drive, Sun City

11021 TONTO Lane, Peoria, AZ, 85373 — assumable VA mortgage at 6.69%
VA
Active
41
$437,500$44,467 equity gap
Rate
6.69%
7.40%today
Payment
$2,578/mo
$2,770today
  • 3beds
  • 2baths
  • 1,577sqft

11021 TONTO Lane, Peoria

12714 GREENWAY Road, Surprise, AZ, 85374 — assumable FHA mortgage at 7.08%
FHA
Active
9
$190,000$22,850 equity gap
Rate
7.08%
7.40%today
Payment
$1,170/mo
$1,207today
  • 3beds
  • 2baths
  • 1,330sqft

12714 GREENWAY Road, Surprise

10925 HIBISCUS Drive, Sun City, AZ, 85373 — assumable FHA mortgage at 6.34%
FHA
Active
51
$400,000$103,248 equity gap
Rate
6.34%
7.40%today
Payment
$1,920/mo
$2,138today
  • 2beds
  • 2baths
  • 2,425sqft

10925 HIBISCUS Drive, Sun City

11446 PHILLIP JACOB Drive, Surprise, AZ, 85378 — assumable FHA mortgage at 6.88%
FHA
Active
37
$395,000$152,360 equity gap
Rate
6.88%
7.40%today
Payment
$1,635/mo
$1,722today
  • 5beds
  • 3baths
  • 2,178sqft

11446 PHILLIP JACOB Drive, Surprise

20341 109TH Avenue, Peoria, AZ, 85373 — assumable VA mortgage at 6.22%
VA
Active
20
$360,000Potential short sale
Rate
6.22%
7.40%today
Payment
$2,647/mo
$2,964today
  • 2beds
  • 2baths
  • 1,776sqft

20341 109TH Avenue, Peoria

10718 EL CAPITAN Circle, Sun City, AZ, 85351 — assumable FHA mortgage at 6.81%
FHA
Active
30
$329,900$266,330 equity gap
Rate
6.81%
7.40%today
Payment
$420/mo
$445today
  • 2beds
  • 1baths
  • 1,510sqft

10718 EL CAPITAN Circle, Sun City

11047 Fargo Drive, Sun City, AZ, 85351 — assumable VA mortgage at 7.09%
VA
Active
33
$315,000$283,553 equity gap
Rate
7.09%
7.40%today
Payment
$671/mo
$692today
  • 3beds
  • 2baths
  • 1,465sqft

11047 Fargo Drive, Sun City

Assuming a mortgage in Surprise

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.25%
Lowest existing payment
$373 /mo
Median cash to assume
$129,411
Robert Fowler

Robert Fowler

Realtor License: SA707893000

UME Realty Group

robert@umerealtygroup.com+14806319810UME Realty Group logo
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eXp Realty

Equal Housing Opportunity

UME Realty Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.